Fintech Ruminations

Circle S-1 and the future of money

Stablecoins are having a moment in fintech. Dozens of startups have raised funding to rethink the space, and nearly every major fintech company is…

May 21

April 2025

The future of credit underwriting

The process of underwriting a consumer or a small business has always been fascinating for me.

Apr 23

March 2025

Fintech applications for AI Agents

Note: Over the past five months, I haven’t published any posts because I became a dad and was on paternity leave.

Mar 13

October 2024

Stablecoins 2.0

The world of crypto has been promising tantalizing innovations in the financial space for almost a decade now.

Oct 22, 2024

September 2024

The legal Operative System of DeFi: Tau Finance

A common pattern of innovation in technology is to carve out a piece of infrastructure present in a big number of companies, specialise on it…

Sep 13, 2024

August 2024

Memecoins: something more than speculation?

The most successful narrative in the crypto space in 2024 is with very little doubt the one about memecoins (source: Dune dashboard by…

Aug 1, 2024

May 2024

The awakening of the sleeping giant: Bitcoin DeFi

Bitcoin, undeniably the poster child of the cryptocurrency movement and the most important coin by market cap size, is often viewed within the crypto…

May 10, 2024

April 2024

Staking 101

The first part of this year the crypto space has been characterized by a sudden and - in many cases - unexpected, bull market.

Apr 18, 2024

AI IN FINANCE BULLETIN #1

Artificial Intelligence is currently one of the most discussed technological trends and its impact on our society is expected to be significant.

Apr 4, 2024

March 2024

Credit for a new business paradigm: Revenue Based Financing

Alternative lenders are generally considered a low interest rate phenomenon: when interest rates are low, money is cheap, so alternative lenders can…

Mar 27, 2024

January 2024

It's all about liquidity

While its importance is often underestimated even by practitioners, liquidity - i.e.

Jan 12, 2024

November 2023

RWA#5 - All you need is bond pt.2

The microcosm of DeFi has been highly successful in the last few years in creating a set of new financial rails based on a new paradigm.

Nov 8, 2023