Fintech Ruminations

AI IN FINANCE BULLETIN #1

Artificial Intelligence is currently one of the most discussed technological trends and its impact on our society is expected to be significant. For…

Apr 4

March 2024

Credit for a new business paradigm: Revenue Based Financing

Alternative lenders are generally considered a low interest rate phenomenon: when interest rates are low, money is cheap, so alternative lenders can…

Mar 27

January 2024

It's all about liquidity

While its importance is often underestimated even by practitioners, liquidity - i.e. the ease of converting an asset into cash - is one of the most…

Jan 12

November 2023

RWA#5 - All you need is bond pt.2

The microcosm of DeFi has been highly successful in the last few years in creating a set of new financial rails based on a new paradigm. These financial…

Nov 8, 2023

March 2023

RWA#4 – Monerium: a new generation of on/off-ramp

In Roman mythology, Janus was the god of beginnings, transitions, and endings. He was depicted as having two faces looking in opposite directions…

Mar 29, 2023

February 2023

RWA#3 - All you need is BOND

Over the last few weeks different DeFi projects have emerged, offering customers the opportunity to get exposure to the most common traditional…

Feb 14, 2023

January 2023

RWA#2 - Real World Oracles

A blockchain is a fully deterministic system meaning that, given the history of the system, it can be replayed in another machine achieving the same…

Jan 19, 2023

December 2022

RWA#1 - Centrifuge: Real World Assets for Crypto investors

From my humble point of view, the most interesting piece of financial innovation in circulation today is what a small group of decentralized finance…

Dec 13, 2022

July 2022

RWA#0 - CREDIX: Capital Markets as a service

Almost two years ago, in the middle of the pandemic, I decide to start a blog to document my journey in a world that I found extremely fascinating: the…

Jul 15, 2022

April 2022

Network effects in finance

Network effects is, with no doubt, the biggest force behind outlandish successes in the tech space. The goal of this post is to dig deeper into the role…

Apr 8, 2022

February 2022

Against the hype: the story of PIX

2021 has been the year in which crypto has come to dominate narratives in the fintech industry: sky-rocketing asset prices, rampant startup valuations…

Feb 3, 2022

December 2021

2032: Financial Tales from planet Earth

For the last post of 2021, I decided to write something different. What you will find in the following lines is what I think will be people’s financial…

Dec 20, 2021